Rideshare services like Uber and Lyft offer convenient transportation—but accidents can and do happen. If you were injured while riding in or hit by a rideshare vehicle, you may be entitled to compensation for your medical bills, lost income, and pain and suffering. Here’s what you need to know to protect your rights and understand your options.
Who Can File a Claim After a Rideshare Accident?
You may have a valid claim if you were:
- A passenger in an Uber or Lyft
- A driver or passenger in another vehicle struck by a rideshare driver
- A pedestrian or bicyclist hit by an Uber or Lyft car
- A rideshare driver injured due to another driver’s negligence
Rideshare injury cases can be more complex than regular car accidents because of how insurance coverage is structured.
How Rideshare Insurance Works
Uber and Lyft provide different levels of insurance coverage depending on what the driver was doing at the time of the accident:
- App Off: If the rideshare app was off, the driver’s personal auto insurance applies.
- App On, No Ride Accepted: If the app is on and the driver is waiting for a ride request, Uber and Lyft provide limited liability coverage (e.g., up to $50,000 per person for bodily injury).
- Ride Accepted or Passenger in Vehicle: When a driver accepts a ride or has a passenger, Uber and Lyft offer up to $1 million in liability coverage.
Example: If you’re riding in an Uber and the car is rear-ended by another driver, you can likely file a claim under Uber’s $1 million insurance policy, or pursue the at-fault driver’s insurance.
Steps to Take After a Rideshare Accident
Call 911 and Seek Medical Help
Even if injuries seem minor, it’s important to get checked by a medical professional. A police report will also help support your claim.
Gather Evidence at the Scene
Take photos of the vehicles, the surrounding area, and any visible injuries. Note the name of the rideshare driver and screenshot ride details from the app.
Report the Accident to the Rideshare Company
Use the Uber or Lyft app to report the crash. Keep all communications for your records.
Speak to an Attorney Before Speaking With Insurance Adjusters
Insurance companies may try to settle quickly and cheaply. A personal injury attorney can help you determine the true value of your case and deal with the insurance companies on your behalf.
Types of Compensation You May Be Eligible For
If you’re injured in a rideshare accident, you may be able to recover damages for:
- Medical expenses (hospital bills, rehab, prescriptions)
- Lost wages or loss of future income
- Pain and suffering
- Property damage
- Long-term disability or emotional distress
Why Hire a Florida Uber Accident Lawyer?
Rideshare claims are legally complex and often involve multiple parties and insurance carriers. At WLT Law Firm, we have extensive experience negotiating with insurance companies and understand the intricacies of Uber and Lyft injury claims. Our team is prepared to fight for the full compensation you deserve—whether through settlement or litigation.
Don’t Wait—Get Legal Help Today
If you were injured in a rideshare accident in Miami, Fort Lauderdale, or Palm Beach, let WLT Law Firm help you protect your rights. Call 866-438-9254 or email help@wltlegal.com to schedule a free consultation with a Florida Uber accident lawyer.
FAQs About Uber and Lyft Accidents
Can I sue Uber or Lyft directly?
Usually not. Drivers are considered independent contractors, not employees. However, you can file a claim against the company’s insurance policy.
What if the rideshare driver caused the crash?
If the driver was at fault and had a ride in progress, Uber or Lyft’s $1 million policy would typically apply.
What if the other driver was at fault?
You can file a claim against the at-fault driver’s insurance. If they’re uninsured or underinsured, Uber or Lyft’s uninsured motorist coverage may apply.
What if I was a pedestrian hit by a rideshare driver?
You may still qualify for compensation depending on whether the driver was working at the time of the crash.
How long do I have to file a claim?
Each state has a time limit for personal injury claims, known as the statute of limitations. In many states, it’s two to four years. Speak with an attorney to avoid missing your deadline.
Do I need a lawyer?
Rideshare claims can get complicated. A lawyer can protect your rights, gather evidence, and negotiate with insurers on your behalf.
Will filing a claim affect my ability to use the app?
No. Filing a personal injury claim won’t impact your access to Uber or Lyft as a passenger.
If you were hurt in a rideshare accident, don’t wait. Understanding your rights and taking action now can help you secure the compensation you need to recover and move forward.